Creskard

Get an international prepaid card designed to fit your lifestyle. Use it anywhere in the world for in-store purchases, online transactions, and ATM cash withdrawals.

Discover the perfect Creskard for you: Platinum, Elite, or VIP Club, created with your needs in mind, because more than just a card, it’s a shopping experience.

Easily reload it from your Creska Virtual Account and enjoy the freedom of limitless shopping.

 

REQUIREMENTS:

  • National Identification Document with Photo. Must be valid.
  • Proof of Residence not older than 3 months. (Utility bill, tax identification number (RIF/NIT/RUT), updated bank statement, etc.).

COMMISIONS:

CATEGORY
CONCEPTO PLATINUM ÉLITE VIP CLUB
Total Load Capacity USD 15,000 USD 50,000 USD 50,000
Annuity USD 35 USD 50 USD 500
Membership - - USD 4,000
Card Activation Fee USD 5 USD 10 USD 50
Monthly Fee USD 1.99 USD 4.99 USD 4.99
POS/Online Purchases USD 0.25 USD 0.5 USD 0.5
Card Load Fee 4% 4% 4%

Advantages

  • You can apply for it from any country in the world through our Customer Service Center.
  • Easy to recharge from your Creska Virtual Account. If you don’t have an account, open one now online.
  • You can request multiple cards for yourself and your family group and associate them to your Creska Virtual Account.
  • Works for online purchases and subscriptions, as well as in-person payments at local currency points of sale.
  • For your security, physical cards can be issued with the cardholder’s name embossed or issued generically with the name Creska Customer.
  • You don’t need to have another bank account.
  • You decide how much money you want to recharge onto your Creskard*.
  • Withdraw cash at ATMs**
  • It is protected with a PIN.
Minimum reload amount USD 10
**Costs and commissions appl

FAQ

Logging to the “Tarjetas” (cards) section, select the card you prefer, fill in the online Form and upload the documents that may be necessary depending on your application.

Your Creska Virtual Account must be active and you must have sufficient balance to pay the card’s annual fee.

    • Be older than 18 years of age.
    • Have Creska Virtual Account active.
    • Current and valid national identity document.
    • Current and valid passport *
    • Address proof no older than 3 months (Utilities Invoice, Bank Statement of Account, RIF, RUC, NIT or EIN number, among others, as Tax Registration)

    Have available in your Virtual Account the amount of the annual fee. Consult “Comisiones” (Fees) here.

* In case the passport has expired less than 2 years ago, you must attach current and valid Driver’s License.

    • Be older than 18 years of age.
    • Have Creska Virtual Account active.
    • Current and valid national identity document.
    • Current and valid passport *
    • Address proof no older than 3 months (Utilities Invoice, Bank Statement of Account, RIF, RUC, NIT or EIN number, among others, as Tax Registration)
    • Have available in your Virtual Account the amount of the annual fee. Consult “Comisiones” (Fees) here.


The card renewal is automatic a few months prior to its expiration date, before charging your Virtual Account with the renewal fee.


It is charged each year on the card’s date of issue.

Each Creska customer can request a Prepaid Card for each available category: Creskard Platinum, Elite, and VIP Club.

Additionally, they can request additional cards for family members, which can be linked to the primary customer’s account.


Yes, your card will be sent to the address you indicate at the time you apply for it. Sending charges apply.

For security measures, all cards, no matter their category, are delivered inactive.

Once received, contact our Customer Attention Center to request activation.

You must contact our Customer Attention Center and request a new PIN, whose replacement cost has a cost in accordance with the Category of your Card. Check the cost under “Comisiones” (Fees) here.

Sending charges apply.

https://www.youtube.com/watch?v=_Wr6X75FQUM

In accordance with the established Compliance Policies for the Prevention of Money Laundering, the minimum reload amount is USD 5.00, and the maximum amount will depend on the category of the requested card.

Monday through Friday, from 08:30 a.m. to 05:00 p.m., cards recharge approvals take approximately 30 minutes. After 05:01 p.m. and up to 09:00 p.m., as well as on weekends and holidays, recharges are made every two (2) hours.

If you access your Creska Virtual Account from the web page, you must select the ”Cuentas” (Accounts) from the Options Menu and then click on the Card Number you wish to consult.

If you logging from the Creska APP, the start screen will show the balance of your Card. If you wish to see the transactions, you must click on the Card number you wish to consult.

The daily ATM withdrawal limit is subject to the selected card category.

Yes, virtual purchases can be made by registering the card in your favorite platforms.

The security PIN is only used in ATMs to make cash withdrawals.